Policy Recommendations for Financial Inclusion

From successful pilots to systemic change — how Europe can embed financial-literacy support for migrant and refugee women.

These evidence-based recommendations translate lessons from the FEW project into concrete actions that EU, national and local authorities can adopt right now.


Why read this brief?

  • Evidence-based – draws on pilots in France, Spain, Italy and Estonia where 80 % of participants improved budgeting confidence and 40 % advanced to jobs or businesses.
  • Four-pillar structure – Youth Empowerment, Digital Tools, Local Integration Pathways and Sustainability make adoption straightforward.
  • Actionable measures – institutionalise local financial-literacy services, forge municipal–NGO alliances, scale mobile learning and tap ESF+, AMIF or CSR funds.
  • Ready to replicate – step-by-step guidance and a pilot-to-scale roadmap adaptable to any EU context.

“Financial empowerment should be a standard feature of every integration strategy, not an optional extra.”


What is inside

Chapter Focus
1. Youth Empowerment & Inclusive Policies Maps gaps and proposes vocational plus language-training reforms.
2. Digital Financial-Literacy Tools Mobile apps, e-learning platforms and cross-sector partnerships for low-tech newcomers.
3. Local Integration Pathways Shows how municipal–NGO alliances deliver culturally sensitive training.
4. Sustainability, Policy Transfer & Funding Modular curricula, capacity-building and EU funding routes for long-term impact.

Download the brief – pick your language

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How to use the brief

  1. Scan the executive summary to spot priority actions for your level of governance.
  2. Match recommendations to current integration or youth programmes—pilot, then scale.
  3. Leverage the FEW network – contact us for templates, expert speakers or joint funding bids.
  4. Share your progress – tag @FEWproject so others can learn from your success.

Ready to turn insight into action? Download the brief, share it with colleagues and help build a financially empowered Europe!